Most all-terrain vehicles (or ATVs) are four-wheeled vehicles commonly used for recreation and off-road transportation. Although most people understand the value of protecting their cars, trucks, and motorcycles with adequate insurance coverage, some are unaware that insuring other motorized forms of transportation, like all-terrain vehicles, is important as well. 

Since all-terrain vehicles are usually operated in rugged conditions, the risk of collisions with trees, shrubs, rocks, and other natural growth is much higher than vehicles that operate only on the roads and streets. By properly insuring your ATV against damage that may be incurred on backwoods trails and farms, you can make sure your investment is protected from damage.

ATV Insurance

Types of insurance that may be offered for ATV vehicles may include:

• Bodily injury liability – in the event of an accident, injuries to others are covered by this protection
• Comprehensive – covers the repair and replacement of the vehicle in the event of damage
• Collision – offers coverage for both vehicles in the event of a collision accident
• Property damage liability – covers damage caused to property (including other vehicles) in the event of an accident
• Uninsured/Underinsured motorist coverage – protects the vehicle in the event of a collision with a motorist who does not have adequate insurance coverage.

Contact Us

If you are looking to insure a car, truck, motorcycle, or all-terrain vehicle, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.